I write this long piece as an awareness thread for those MySwaggers who are unaware of the pitfalls of overloading, particularly through inadvertent overloading through a long and detailed accessory addition to their vehicle and Camper Trailer, and exceeding their Gross Vehicle Mass. The catalyst for this thread came from another thread
http://www.myswag.org/index.php?topic=21129.msg552246#msg552246 which resulted in some colourful discussion. i also have no affiliation with any new or after market companies - just an worker for Defence.
I realise there are many threads that contain snippets to GVM, but none easily found that explains this area. I welcome constructive comment and feedback to provide awareness to fellow MySwaggers.
Bad case scenario – your tow vehicle unknowingly to you is over its legal GVM, towing a Camper Trailer and involved in an at fault accident with personal injuries. If the accident is properly investigated by the appropriate authorities and your vehicle or Camper Trailer is deemed to be over its legal GVM, you will most likely not be covered by your Car and/or Camper insurance for both you and your property and well as any others involved in your ‘at fault’ accident. A very emotional and super expensive exercise.
The usable payload of many new 4WD vehicles today has gradually decreased over time compared with their predecessors. 20 years ago the 80 Series Landcruiser GXL Turbo Diesel had a usable payload of 730 kg. Today looking at the Toyota website for the Landcruiser 200 Series Turbo Diesel we see a usable payload of 620 kg. Furthermore the Kerb Weight of the 200 Series has increased by some 500 kg compared to the 80 Series. Similarly, Gross Vehicle Mass has increased from 2960 kg for the 80 series to 3350 kg for the 200 series. However, along with this weight increase comes a range of improved comfort, safety, traction aids and arguably reliability. Other mainstream 4WDs have likewise increased in overall weight with a decrease in usable payload. Additional basic camping gear and some common optional extras, a full fuel load and four adult occupants will bring the vehicle close to, or in some cases exceed, its legal maximum Gross Vehicle Mass. Now add common vehicle accessories and options such as bull bars and winches, dual batteries, side steps, roof racks, stronger under body protection, mud terrain tyres, cargo barriers, recovery gear, long range fuel tanks, radios, water, extra lights, drawer systems, portable refrigerators, towball weights from Camper Trailers and caravans, and camping equipment and the vehicle will very quickly exceed its allowable Gross Vehicle Mass. So, what does this all mean?
Most vehicle manufactures detail their Kerb or Tare Weight and GVM in their respective brochures and websites. While the Tare or Kerb weights are usually defined as the ‘unladen’ weight of the vehicle or trailer, some manufacturers include fuel while others do not. E.g., on Ford’s website the Ford Ranger kerb weight includes a full tank of fuel whereas Kerb weights for Toyota’s vehicles do not include any fuel. You need to be aware of what comprises your kerb weight. Of more importance however is Gross Vehicle Mass or GVM.
GVM is the maximum a vehicle can weigh when fully loaded including fuel, weight on the towball from a Camper Trailer or caravan etc, other added accessories/modifications, your passengers and all cargo. All vehicles have a legal GVM as part of the vehicle manufacturer's overall Australian Design Rules (ADR) approval. If your vehicle exceeds these limits you could be fined, void your insurance conditions and make your vehicle unsafe.
So where do you find your vehicle's GVM? The GVM of your vehicle should be stamped on a Compliance Plate located in the engine bay.
Exceeding your GVM will deem your vehicle and/or Camper Trailer as being not roadworthy. The NSW Government Roads and Maritime Services (RMS) states that the responsibility for ensuring that a vehicle is roadworthy rests with its owner.
It is the owner’s responsibility to ensure that the vehicle in its modified form continues to comply with the Road Transport (Vehicle Registration) Regulation 2007 and Australian Design Rules; and that the modifications do not reduce the strength, controllability or level of safety of the vehicle. See
http://www.rms.nsw.gov.au/registration/downloads/vib29.pdf and
http://www.rms.nsw.gov.au/registration/downloads/vsi/vsi_06_-_guidelines_for_light_vehicle_modifications_nov_2007.pdf for more information.
RMS further advises that owners should also check with their insurance companies before making any alterations to their vehicle as some modifications can affect the insurance cover. In one mainstream insurance company’s Caravan/Camper Trailer PDS, in the section “Are you Covered?” you find the following statements answered as NO:
If the car towing or attached to your caravan was carrying more passengers or
loaded above the legal limit or loaded in an illegal way.
If your caravan [camper trailer] was
loaded above the legal limit or loaded in an illegal way.
The above not only applies to the vehicle’s GVM, but also other areas like roof rack limits. Just because a roof rack is designed to carry 100 kg, this does not necessarily mean the roof of your vehicle is rated for 100 kg. Check with your vehicle manufacturer or in your vehicle handbook. Remember, the total roof weight limit includes the roof rack
and its cargo. Full length steel roof racks can weigh up to 50 kg+ empty.
So roughly how much can you add to your vehicle? Usable payload is normally calculated by subtracting the kerb weight from the GVM. E.g., let’s assume a kerb weight (not including fuel) of a large 4WD wagon of 2750kg and a GVM of 3350 kg. We calculate the usable payload as 3350 kg – 2750 kg = 600 kg. Now all your cargo, fuel, passengers and added accessories and modifications combined weight needs to come in under 600 kgs, otherwise you will exceed your GVM and be considered not roadworthy. In this case, four 70 kg adults and 130 litres of fuel (104 kg) already accounts for 384 kg leaving you only 216 kg for accessories and modifications.
If you have doubts as to whether you have exceeded your GVM, you should probably weigh your vehicle at a registered weighbridge in the configuration that you would be using. What do you do if you are over the GVM or are considering modifications that will take you over the GVM? There are several companies that are properly certified to undertake GVM upgrades. Just Google ‘gvm upgrade’ to see some options.
A number of MySwaggers have undertaken this approach and I would invite them to share their experiences about how to be properly certified for a GVM increase.