MySwag.org The Off-road Camper Trailer Forum
General => General Discussion => Topic started by: vicandug on February 06, 2015, 05:29:39 PM
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Well, I have spent the past week in the CCU at Dandenong hospital after a visit to the GP cos I just wasn't feeling right.
I was feeling a bit tight in the chest and was having a bit of trouble breathing. Not unlike a flu. I went to my gp on Sunday, had an ECG and was sent straight to hospital where I had numerous tests.
It turns out I have 30% blockage in a few spots. Not enough to cause a heart attack but enough to make me sit up and listen.
So please, everyone... If it doesn't feel right then it just might not be right so have it looked at.
Anyways, while in there I have thought a lot about what I want out of life. We have always had a dream to travel our wonderful country like snails with our house on our back. So that we will.
I don't think it's going to be a quick process. Things need to be done.
I have emailed the bank to find out about when the fixed loan portion of the house finishes. I am also getting loan information for if we choose to rent the house out. No big deal if we can't. We can sell it and rent when and if we get sick of travelling.
I am going to start listing things we don't use on Gumtree and get rid of them.
My question to myswaggers, is if anyone has done this, is there anything they had to organise but didn't think of? Are there things they wish they had done but didn't? Any help is always appreciated.
Thanks
Vicki
:cheers:
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Follow Your Heart , Full fill dreams ;D , Be in inspiration to other to do the same ;D . Get out there & make DUST >:D , Phone home to tell them where you are ;D >:D . Let the world know You Did it & didn't sit back to wait for the inevitable & rack up the memories & Miles :cup: :cup: :cup: :cup: :cheers:
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Yeah, what he said :cup:
Hope the health improves, and good luck with living the dream :cheers:
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Mate,
I'm guessing you would have already read my post about our issues in life. Remember this life is far too short to sit back and think I will start traveling or doing the things i enjoy next year or when I retire.
Get out and live life. Everyone only ever gets 1 chance.
If your ever up our way, brisbane way give us a bell and we can catch up or if you need a bed for the night we have a spare bed. I can't offer you a place to setup the camper as we don't have the room but there is always a bed available.
If you and your wife are going to travel and are a bit concerned about your health. If you can afford to buy or rent please go and get yourself either an EPIRB or satellite phone or even better get both.
I have an ear if you want to chat anytime day or night.
Maverick01
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Hi Mate
sounds good but....if you want out of the current house great but I'd suggest buying another smaller/cheaper property, rent it out and when sick of travelling just move in yourself.
Seen plenty of nomads get priced out of the market because they could not buy back in.
All about lifestyle,
Other option, you might instead want to buy into a retirement community so in that case keep the money in a term deposit till the decision can be made.
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Follow Your Heart , Full fill dreams ;D , Be in inspiration to other to do the same ;D . Get out there & make DUST >:D , Phone home to tell them where you are ;D >:D . Let the world know You Did it & didn't sit back to wait for the inevitable & rack up the memories & Miles :cup: :cup: :cup: :cup: :cheers:
Follow your heart? Not the best analogy. :)
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Hi Mate
sounds good but....if you want out of the current house great but I'd suggest buying another smaller/cheaper property, rent it out and when sick of travelling just move in yourself.
Seen plenty of nomads get priced out of the market because they could not buy back in.
All about lifestyle,
Other option, you might instead want to buy into a retirement community so in that case keep the money in a term deposit till the decision can be made.
We don't 'want out' of the house but it might be the only option available financially. We aren't old enough for the retirement thing and I think Ug (Graeme) would go nuts living in something like that. We both love our home but owning a house isn't the only way to live.
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We are having some deep and meaningfuls in our house lately too. Fortunately not due to health circumstances. But we have just moved Dad from the home he built himself 50 years ago into a high care ward at a nursing home. He just turned 75. This time last year he was fine.
Worked until he was 73. Local builder, long hours, weekends, didn't live an expensive life, provided well for us kids and mum.
I know that I am wired the same way. High work ethic, whatever it takes to get the job done. If it means working late or weekends thats what happens.
But looking at Dad and how quickly he deteriorated well it is his legacy to me to take stock and make some changes, for myself and my family. After all I am only 25years behind him and that will go in a blink......
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We are having some deep and meaningfuls in our house lately too. Fortunately not due to health circumstances. But we have just moved Dad from the home he built himself 50 years ago into a high care ward at a nursing home. He just turned 75. This time last year he was fine.
Worked until he was 73. Local builder, long hours, weekends, didn't live an expensive life, provided well for us kids and mum.
I know that I am wired the same way. High work ethic, whatever it takes to get the job done. If it means working late or weekends thats what happens.
But looking at Dad and how quickly he deteriorated well it is his legacy to me to take stock and make some changes, for myself and my family. After all I am only 25years behind him and that will go in a blink......
I totally agree. What I have isn't serious but enough to make me stop and think about things. We have been putting it off until... The kids grow up, the kids all leave home. (One is 24, not sure that will ever happen) when we have paid off the house, when we have saved more money, all the normal excuses but one day there won't be any time for when we......
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Hi!
We are in the process of setting p our retirement van, an off road Free Spirit caravan (great) and I am slowly culling the house of excess stuff, a little bit each week to the op shop, they can gain the benefit, Hubby has to clean out the shed now that is a different matter,,
We are painting our house, finishing the garden off so we can rent the house and shed, but have built an add on for our van so will store all the stuff we dont want to get rid of in there. Have heard the NRMA is the only insurance company that will insure your stuff while it is in storage but you have to have contents insurance the previous year.
So we to are in the process as well, we have lost one friend last week to cancer and another one is in a bad way too so that has made us sit up and move a bit quicker
Best wishes for the future
Barb
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So what some don't know is I had 2 minor heart attacks in 2010. Caused by stress.
I was lucky but it wasn enough to tell me to slow down.
Speaking from experience, there is nothing that can't be done on the road. Trust me I am even running a court case being on the road.
My suggestion is really simple. GO... NOW..
The hardest part is GOING once you are on the road you will be surprised. Even if you go and stay nearby and finish things off.
Health may not be there tomorrow, however most that know me, can see how I have changed and look healthier just need to loose a little weight.
Justin
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Well, I have spent the past week in the CCU at Dandenong hospital after a visit to the GP cos I just wasn't feeling right.
I was feeling a bit tight in the chest and was having a bit of trouble breathing. Not unlike a flu. I went to my gp on Sunday, had an ECG and was sent straight to hospital where I had numerous tests.
It turns out I have 30% blockage in a few spots. Not enough to cause a heart attack but enough to make me sit up and listen.
So please, everyone... If it doesn't feel right then it just might not be right so have it looked at.
Anyways, while in there I have thought a lot about what I want out of life. We have always had a dream to travel our wonderful country like snails with our house on our back. So that we will.
I don't think it's going to be a quick process. Things need to be done.
I have emailed the bank to find out about when the fixed loan portion of the house finishes. I am also getting loan information for if we choose to rent the house out. No big deal if we can't. We can sell it and rent when and if we get sick of travelling.
I am going to start listing things we don't use on Gumtree and get rid of them.
My question to myswaggers, is if anyone has done this, is there anything they had to organise but didn't think of? Are there things they wish they had done but didn't? Any help is always appreciated.
Thanks
Vicki
:cheers:
What did you think of having an angiogram? A bit freaky, you can feel the stuff they inject into you flowing through your veins. Your blockages obviously weren't serious enough to warrant a angioplasty (stent insertion). Now that is another experience altogether. When they block the artery by inflating the catheter it causes an angina attack, not nice. But it is over and done with in seconds.
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Selling up and going on the road sounds good.... but I would think coming back to nothing would be very worrying..
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I've heard that you're a long time dead, and that looking down at the grass is better than the alternative,I can't vouch for that but having a stent put at 1:30 am frightened the sh1t out of me.
You're kids are adults now whether they want to be or not,it's YOUR life now, so live YOUR life as you see fit.
Good luck and my best wishes go with you what ever you choose to do, and you've got a great camper to do whatever in :cheers:
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Exercise and eat well. Be your best. Pretty simple really. ......
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Selling up and going on the road sounds good.... but I would think coming back to nothing would be very worrying..
I agree, and it is something I couldn't bring myself to do.
But this is a lot to do with what we think is the normal for society (you grow up, get a job, get married, have kids, buy a house, pay the house off, retire, sit at home on a misery pension for a few years, then die and leave something to the kids).
I think now days people are starting to break that mould and are enjoying life more. The fear comes from doing something different to everyone else. We are a lot like sheep!
If you spend years on the road enjoying life as compared to going to work, and at the end you come back and rent instead of owning a house, are you really that much worse off? In fact the pension will favor you more if you are renting!
When I started work about 23 years ago, I worked with this guy who was about late 40's, he was the most miserable old bastard I have ever met. I have never in my life known anyone to be so negative about everything! He worked in the same job his whole life and lived in the same house since he married, drove the same old falcon, he hated any change. Anyway, one day his wife had a health scare, they sold their house and the beloved falcon, bought a 4wd and a caravan, quit his job (we were all that surprised we didn't believe it!) and hit the road. Now that was 20 years ago!
I still keep in touch with people I used to work with at that place (people seem to stay there forever) and a couple of the guys keep in touch with this guy when they are traveling through the town. And apparently he is like a different guy, happy as anything, not a care in the world and loving life! Best thing that he could have done.
He picks up a bit of work here and there, and they live pretty frugal I guess. But it goes to show there are other options in life.
This guy will finish traveling one day, I guess they will then move into a retirement village and rent. Would he really have been better off if he spent the last 20 years in that job that he hated so much?We just gotta have the guts to step away from the Heard!
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What you have MAY be irreversable, but with a couple of pills a day, some exercise and a good diet will have you living a long time yet.....but STRESS is the one thing you don't need.
Do things that you are comfortable with, not what others say you should do.......where ever that may lead !! :cheers:
BTW, I've got 20% ..
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Exercise and eat well. Be your best. Pretty simple really. ......
doesnt always work like that. My Best mate father, used to run 10km each way to the train station for work, every day for as long as i can remember, they always ate healthy never did i ever see them with takeaway, churchy type people, never smoked, never drank. got home from work one night, said good evening, walked up the stair for a shower, had a heart attach which killed him instantly. Ambos didnt even try resuscitation. He was 50. :cheers:
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Totally agree but with 63 per cent of the australian adult population overweight it can't hurt now can it.......
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Totally agree but with 63 per cent of the australian adult population overweight it can't hurt now can it.......
totally agree with you too ;) ;D
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Yeh, my father used to be a fitness freak...up until he was 74 yrs old...then a quadruple bypass......brother had a hearty, 57 yrs old, came out of a week long coma fairly good....me, I've got 20% blockage......so you could say hereditary ...nothing you can do except do all the good things and hope it keeps it at bay.....but the main thing is to improve your lifestyle and at least prolong your life..
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Yeh, my father used to be a fitness freak...up until he was 74 yrs old...then a quadruple bypass......brother had a hearty, 57 yrs old, came out of a week long coma fairly good....me, I've got 20% blockage......so you could say hereditary ...nothing you can do except do all the good things and hope it keeps it at bay.....but the main thing is to improve your lifestyle and at least prolong your life..
I am going to do all the good things and improve my lifestyle.
Travel - remove the stress, relax and enjoy life, smell the roses and every other plant that is in Australia.
Eat better and exercise - walking around taking in the sites of Australia and sampling all the food I can. (Even if its cooked on the webber)
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Goodonya :cup: :cheers: :cup: :cheers:
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doesnt always work like that. My Best mate father, used to run 10km each way to the train station for work, every day for as long as i can remember, they always ate healthy never did i ever see them with takeaway, churchy type people, never smoked, never drank. got home from work one night, said good evening, walked up the stair for a shower, had a heart attach which killed him instantly. Ambos didnt even try resuscitation. He was 50. :cheers:
Agree with you, my maternal grandparents (with 1 still alive at 95 other passed at 94) have truly only had takeaway a handful of times, eaten mostly home grown vegetables etc have always looked overweight.
Same but opposite
Unfortunately we are all different and cannot be compared regular check ups best prevention
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totally agree with you too ;) ;D
Except don't take up cycling as THE WORLD will hate you for getting out and being active when they are not. Jealousy is a curse. Just this month got back under 100kg after 10 years of being overweight. Life is just better when fit and healthy and making better choices etc
Good message that health checks are for the brave and not the other way around. Takes courage to get things checked out and even more to start getting them fixed by changing life long habits etc etc.
Read somewhere that the 40-50 age group in triathlons is faster than the 30-40 as they have that little bit more awareness of health etc and are better prepared.
Thanks for posting
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Unfortunately we are all different and cannot be compared regular check ups best prevention
totally agree... I got mates that eat KFC all the time, 2ltrs of coke a day and you wouldnt see a gram of fat one - woody, hes a truck driver, so not exactly what you'd call a physical job... back er in the dock, and open the curtains and go to sleep.
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totally agree... I got mates that eat KFC all the time, 2ltrs of coke a day and you wouldnt see a gram of fat one - woody, hes a truck driver, so not exactly what you'd call a physical job... back er in the dock, and open the curtains and go to sleep.
But what's happening on the inside?
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As Firefox said in an earlier post. We made the decision to change our lifestyle before it killed us. We sold everything and it's such a freeing experience. You realise that you don't need a lot of material things in life. We sold the big furniture on gumtree in the weeks leading up to moving out (we slept in swags when the beds were sold). We had an huge garage sale where you watch people haggle your items down to 50 cents which is a laugh when you think about it. We gave away the rest to family and charity shops. All that we kept was 3 moving boxes with my wedding dress, photo's, a box of things the kids wanted to keep and a filing cabinet with important documents which is at a family member's house.
When you are on the road, the only bills (in our experience) that you get is annual registration and insurance bills, ATM cards and medicare cards that come in the mail, everything else is electronic such as bank statements. You can do your registration and insurance over the phone so you really don't have to worry about it, they even send the insurance cover by email if you request. In Qld, we don't have registration stickers anymore so you can just call them to pay or do it online also. You can have your mail redirected to someone you trust that will let you know when you receive them. We use a serviced office for $20 a month, that we use as an registered address and they will let us know when we receive mail and they will forward it to wherever we are if needed.
We are enjoying the best time in our lives as we travel, we've met some fantastic people and seeing our beautiful country. The great thing about being a part of MYSWAG is that as you travel, you get to meet up with a heap of myswaggers and they're all really friendly. Hook up with them at meets or let them know you're coming through town and a lot will try to catch up. It's a great group of people.
I can highly recommend the lifestyle. Yes, it was a little daunting but we know that this is a time we won't forget and we have no regrets. You've just got to decide to do it and go! For us, it took 5 1/2 months from the decision to go to the day we left. We sold up a number of businesses, the house and built the van. The day after the van was ready we stocked it and the next day we were gone! We've even done 2 purges since then and got rid of more stuff in the van that we haven't used.
Either way, life is meant to be enjoyed. Your 24 year old is an adult now and it's time to let them move out into the world and start their own journey, just like you did.
Good luck with your health and decision! See you on the road! :D
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Selling up and going on the road sounds good.... but I would think coming back to nothing would be very worrying..
Totally disagree house prices will drop this year and like most when you travel especially when you are renting the house out you dont know where you will end up
Take our example we went on the road in 2010 with a plan to come back to Melb well still in Perth 5 years later
As for nothing the sale price of your house either sitting in a term deposit at 5% or in conservative share portfolio at 7% is definitly not nothing
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Even if the house is sold and the money all spent....
What's coming back to nothing?
There are always rental properties, can always stay in caravan park until a place is found.
But the memories and experiences on the road, I think, will far outweigh having a house.
Sure, we love our home, it's a beautiful peaceful spot in the mountain. It's also 3/4 acre of land that slopes. As we get older it will be harder for us to maintain.
It's only things and after the start to this year that we have had with a friend being diagnosed with terminal cancer, my health scare and Ug losing his job, you have to ask yourself,
ARE THINGS REALLY IMPORTANT?
Vicki
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As for nothing the sale price of your house either sitting in a term deposit at 5%
Can you give us a clue where you get 5% for a term deposit.....best I've seen for the last year or two is 3.4%..
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Can you give us a clue where you get 5% for a term deposit.....best I've seen for the last year or two is 3.4%..
Sorry Miss type i am getting 4 through the Nab interest paid on maturity 12 month term this was going through personal banker with a substancial amount
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Can agree with so much in this thread.
I had a heart attack at... wait for it... 28!! When I was being treated in ICU the cardiologist mentioned I was the youngest person he had ever seen with my condition.
Yes there is an element of genetics in that but it was mostly due to poor lifestyle choices and of course stress. I was in a busy job but it was more about the pressure I put on myself that was the real problem. I still have a busy job and a busy lifestyle, the difference is I don't allow myself to get stressed anymore. Things just aren't worth getting worked up over, and the surprising thing is that you can still be efficient at work and get things done without actually getting stressed about it.
The main thing I think is to enjoy your job. If you don't enjoy it, find another one.
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Can agree with so much in this thread.
I had a heart attack at... wait for it... 28!! When I was being treated in ICU the cardiologist mentioned I was the youngest person he had ever seen with my condition.
Yes there is an element of genetics in that but it was mostly due to poor lifestyle choices and of course stress. I was in a busy job but it was more about the pressure I put on myself that was the real problem. I still have a busy job and a busy lifestyle, the difference is I don't allow myself to get stressed anymore. Things just aren't worth getting worked up over, and the surprising thing is that you can still be efficient at work and get things done without actually getting stressed about it.
The main thing I think is to enjoy your job. If you don't enjoy it, find another one.
Wow that's young, I was 44, which is still young, but damn 28.
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Can agree with so much in this thread.
I had a heart attack at... wait for it... 28!! When I was being treated in ICU the cardiologist mentioned I was the youngest person he had ever seen with my condition.
Yes there is an element of genetics in that but it was mostly due to poor lifestyle choices and of course stress. I was in a busy job but it was more about the pressure I put on myself that was the real problem. I still have a busy job and a busy lifestyle, the difference is I don't allow myself to get stressed anymore. Things just aren't worth getting worked up over, and the surprising thing is that you can still be efficient at work and get things done without actually getting stressed about it.
The main thing I think is to enjoy your job. If you don't enjoy it, find another one.
My father was about that age to Symon
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The main thing I think is to enjoy your job. If you don't enjoy it, find another one.
Enjoy your job ??
Even though I'm currently retrenched, I only dream about a job that I would enjoy.......just wish I knew what it was ??
Brothel owner came to mind, but I'm pretty sure the missus wouldn't approve ??? :cup:
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Even though I'm currently retrenched, I only dream about a job that I would enjoy.......just wish I knew what it was ??
Deesillfitt'her in a ladies underwear factory ;D ;D ;D ;D
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My Dad told me when I was a young bloke, find a job you enjoy and you will never work in your life.
When my wife applied for her present role and got it, I asked her what the package was.
She didn't know, didn't care. It was what she wanted to do.
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My Dad told me when I was a young bloke, find a job you enjoy and you will never work in your life.
When my wife applied for her present role and got it, I asked her what the package was.
She didn't know, didn't care. It was what she wanted to do.
It wasn't the same place I mentioned above ???? ;D ;D
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We have made a decision to work and travel over the coming years. After stressing over work and money we took the decision to do acomplete lifestyle change and have a five year plan. We are both working in a remote area and saving to buy an off road van to continue our travels around Australia. we would rather do it now before we are too old.
Mark
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We have made a decision to work and travel over the coming years. After stressing over work and money we took the decision to do acomplete lifestyle change and have a five year plan. We are both working in a remote area and saving to buy an off road van to continue our travels around Australia. we would rather do it now before we are too old.
Mark
Did you sell your home? If you did are there any regrets?
I keep hearing stories from people who say don't sell your home, you need to have something. To come back to.
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Did you sell your home? If you did are there any regrets?
I keep hearing stories from people who say don't sell your home, you need to have something. To come back to.
We were only renting so we are not tied to any place.
mark
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My Wife and I are planning to retire in a couple of years (currently both 51) and are planning to downsize to a cheaper home on the Mid North coast and use it as a base. My Wife thinks its important for her to have a base and even if we only spend 3-4 months a year in the house it is worth the expense. This will also allow us to home swap with people in other places where we plan to travel. We have purchased this future home already and are renting it out for the time being.
Our plan is to live off the proceeds from our Sydney home until we can access the super. Will have to get used to living on less as we are currently DINKS but we think the freedom is worth the sacrifice.
BTW, Came across this simple calculator that helped us work out how long the money would last until super kicks in. Allows you to put a few percent extra per year to cover CPI.
http://www.calcxml.com/calculators/how-long-will-my-money-last (http://www.calcxml.com/calculators/how-long-will-my-money-last)
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Can you give us a clue where you get 5% for a term deposit.....best I've seen for the last year or two is 3.4%..
I'm currently getting 4% with an Online Bankwest Hero saver account. Not a term deposit but to
earn the variable Hero rate each month you deposit at least $200 and make no withdrawals. Have one in the Wifes name as well and only withdraw on the first of the month after interest has been paid and then transfer the balance over to Wifes account so it accrues interest for the remainder of the month ;D
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Did you sell your home? If you did are there any regrets?
I keep hearing stories from people who say don't sell your home, you need to have something. To come back to.
hi vicandug. ask yourself do you want to come back, if yes, don't sell. if you are having a sea/tree change then sell.