MySwag.org The Off-road Camper Trailer Forum
General => General Discussion => Topic started by: noel_w on October 27, 2020, 10:31:49 AM
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Well interesting times ahead.
Currently renting on 2 acres with a shed. The owner has come upon hard times so has decided to sell which leaves me with three weeks to move out.
The next issue is I am soon to retire and in the process I am also selling my unit in Coorparoo which is currently rented. Now I (correct me if I am wrong) can't use any of my Super money to buy a new abode until I retire so will have some time in between to couch surf. Fortunatly I have that covered for myself but will have to store all my man bling in the shed and the few household possesions I have.
So a few things have to happen:
Pack up all the kit and kaboodle and play tetris into a 20ft container. Once filled it will be stored for a couple of months until I find new digs. I did a lot of research and ended up buying a one trip from China (advertised as new) container. I looked at a few used ones and they had more holes in them than my spagetti strainer. I tossed up the price difference and will be able to use it as storage if I need it once I move. Or sell it if I don't need it. Looked at movers and storage and don't have the $$$ to go that route.
Sell the unit.. has a contract on it at the moment so part way there but as we all know it's not over till the fat lady sings.
Then retire. I have a tentative date of Jan 6 2021. This will depend on the sale of the unit as I still have a negative geared mortgage on some of it so will need to service the loan.
Once I retire with the billions in my bank accounts I will be having a tree change and moving out of Brisvegas to the the peanut capitol of Qld to join the happy peanuts there. Looking to buy a house on an acre with a shed as large as possible. The new other half will follow when her last progeny finishes grade 12 next year. Till then she is stuck on the Goldy. I will be commuting the few days I have left to work from her place until I move to the country.
So happy times ahead and lots of swearing and sore back syndrome. Wish me luck.
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good luck, bud...
hope the move goes well and your retirement is everything you wish for...
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good luck, bud...
hope the move goes well and your retirement is everything you wish for...
Thanks mate, looking forward to seeing the rest of oz too. Think I will turn left at the Bruce and head North. The is nothing like when you have a solid route planned out. :laugh: :laugh:
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Good luck Noel. I hope it all goes well for you.
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Hi,
I think if you buy a house with your super, you can't live in it. Rent and capital growth for your super I gather is the only option.
And I could be wildly wrong!
Cheers
Sent from my SM-T380 using Tapatalk
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there's a government program for people approaching retire, called "transition to retirement " have your accountant have a look at it
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there's a government program for people approaching retire, called "transition to retirement " have your accountant have a look at it
I think it allows you to draw up to 10% of your super?
As above talk to your accountant.
Good luck with everything mate.
Hem
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You can access a fair bit of super using the preservation age system that is allowed.
Mark
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If you're over 60, and "retired", you can generally access all your super. And it's tax free.
But with money in the bank earning almost 0% interest and super earning a ball park figure around 5 to 7 % ( apart from this covid year ), it's a serious discussion whether to take a big chunk out of super due to the almost impossible task of putting it back in.
A talk to a financial consultant is essential before withdrawing a big chunk of your super ..
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Good luck!
I've set my date for the end of December 2021. I was hoping to do the easy transition thing but covid has buggered that up. I was hoping to get back to Oz for Christmas next year, but covid has buggered that up too.
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Good luck, Noel! :cup:
It's looking more & more like my official date may be the end of January, depending a bit on what Scotty does with JobSeeker & it's associated requirements ???
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Well packing houses and sheds I must say sucks big time. Have to be out by Tuesday and nowhere near getting there. Have some helpers coming tomorrow so many hands make light work. Hope so as there are a couple of flouros not working in the shed lol. This will be my second last move, next one in a cardboard box. Let the kids sort out the sh!t next time 😁😁
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Well a bit of an update, have set retirement date for 29th January. Had to get that last paid public holiday under my belt. Second item is have put a contract on a house with settlement on the 8th February. 4 bedder on an acre of land in the peanut capital. Only has a single car shed though so have started to think about what sort of shed to get. A 9x9 with a lean to off one side is sounding good at the moment. Will only be for a workshop as I have a 20 ft container and the single shed for storage.
Things are happening though so the tree change is a happening thing.
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Yay! ;D
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Well a bit of an update, have set retirement date for 29th January. Had to get that last paid public holiday under my belt. Second item is have put a contract on a house with settlement on the 8th February. 4 bedder on an acre of land in the peanut capital. Only has a single car shed though so have started to think about what sort of shed to get. A 9x9 with a lean to off one side is sounding good at the moment. Will only be for a workshop as I have a 20 ft container and the single shed for storage.
Things are happening though so the tree change is a happening thing.
Might have to have a catch up and a feed at one of the wineries in your new kingdom.
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Might have to have a catch up and a feed at one of the wineries in your new kingdom.
That would be mighty fine. Bedrooms abound so plenty of room mate. Will look forward to it, also house rules say that guests are designated drivers 😁😁😁😁😁
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Well it's finally happened. Am now officially unemployed and living off the land, well superannuation rather. Last day at work yesterday and now free to throw the alarm clock in the bin. Oh what to do now. New abode becomes mine on the 8th Feb so think I will be busy for a while moving in and getting the shed built.
Feels a bit strange being unemployed after 47 years. And it went by in a snap of the fingers.
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Well it's finally happened. Am now officially unemployed and living off the land, well superannuation rather. Last day at work yesterday and now free to throw the alarm clock in the bin. Oh what to do now. New abode becomes mine on the 8th Feb so think I will be busy for a while moving in and getting the shed built.
Feels a bit strange being unemployed after 47 years. And it went by in a snap of the fingers.
Congratulations. Very envious.
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Must be a great feeling. Time to see end your money on booze drugs and women then waste the rest....
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Well it's finally happened. Am now officially unemployed and living off the land, well superannuation rather. Last day at work yesterday and now free to throw the alarm clock in the bin.
Congrats, I'm counting down the 9 years until I can so the same!
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Well done Noel, Time to take the watch off, find a nice creek bank to call home for a week or so, To stand down and ease into No have too's , No must do's, I'll do pretty much what ever I want to, When I want to life mode .. :cheers:
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Congrat's Noel :cup:
Turned out I beat you by one day ;D
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Well it's finally happened. Am now officially unemployed and living off the land, well superannuation rather. Last day at work yesterday and now free to throw the alarm clock in the bin. Oh what to do now. New abode becomes mine on the 8th Feb so think I will be busy for a while moving in and getting the shed built.
Feels a bit strange being unemployed after 47 years. And it went by in a snap of the fingers.
Welcome to the club.
Everybody’s retirement is different and after seven years I can offer one bit of advice: do what you want, not what other people think you should do.
:cheers:
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Well it's finally happened. Am now officially unemployed and living off the land, well superannuation rather. Last day at work yesterday and now free to throw the alarm clock in the bin. Oh what to do now. New abode becomes mine on the 8th Feb so think I will be busy for a while moving in and getting the shed built.
Feels a bit strange being unemployed after 47 years. And it went by in a snap of the fingers.
Nice work mate now where's the first trip planned to? Long way around to the high country???
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Congrats Noel. When you're settled in Peanut land give us a hoi and we'll come pay you a visit. Thinking about that part of the world ourselves.
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Wow Nice Town Kingaroy, Enjoy travelling and not working Noal mite see you up the Cape one year, or on my travels one day, Craig
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Hey Noel, as we live next door to the peanut capital, I’d be happy to assist in any way I can, to see you move in with the least amount of aggravation 🙂
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Well it's happened. Settlement today and now have a tree change home. Now to get everything moved in and unpacked.
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Well it's happened. Settlement today and now have a tree change home. Now to get everything moved in and unpacked.
Congrats mate.... hope its what you expect :)
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Settlement today and now have a tree change home.
Congratulations, Noel! :cup:
Enough room out the back for a bunch of Swaggers to set up camp ??? ;D
Which weekend would you like us there ??? ;D
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Thinking about that part of the world ourselves.
Just hang off for a few months until Noel gets settled and I reckon prices will drop! ;D
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Well it's happened. Settlement today and now have a tree change home. Now to get everything moved in and unpacked.
Congratulations Noel. We'll be up that way sometime soon as we now have two lots of 'lations living near Nanango.
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Just hang off for a few months until Noel gets settled and I reckon prices will drop! ;D
Working hard on it already 😁😁
Did someone say turn the music down?
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All going well with the new humpy. Thanks all for your kind comments.
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hope everything goes well and the new home is a happy and peaceful place...
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Happy Days Mate.
Enjoy your twilight years.
;)
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Happy Days Mate.
Enjoy your twilight years.
;)
What's this twilight years crap hairs? The sun is shining fully at the moment.
But yeah thanks.... I think
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:angel:
Hope you enjoy yourself mate,
Crank up Pink Floyd :cup:
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So far so good. Put a deposit on the new shed to be built. Shed will be 10 X 9 with a 3.6 covered area at the front of the roller doors. Completion in 6 to 8 weeks, 2 weeks in now and site works should start next week.
The humpy has proven to be quite comfy so far so looking like it will be a good move.
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Good news all round, Noel!
Unfortunately, I can't see myself getting up there until all the work you have planned is completed. :D
You do realise that you're more than likely required to start a thread in the relevant 'Show Us Your Yard' thread. You know! :worthles:
Perhaps even a pizza oven build, to keep up with the hob nobs on here? ;D
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Good news all round, Noel!
Unfortunately, I can't see myself getting up there until all the work you have planned is completed. :D
You do realise that you're more than likely required to start a thread in the relevant 'Show Us Your Yard' thread. You know! :worthles:
Perhaps even a pizza oven build, to keep up with the hob nobs on here? ;D
Just to keep you happy 😊
My new outdoor kitchen and a typical backyard sunset .
No real work planned at the moment so you are safe to visit 🤣🤣
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Noice! :cup:
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Just to keep you happy 😊
My new outdoor kitchen and a typical backyard sunset .
No real work planned at the moment so you are safe to visit 🤣🤣
yea that looks fine to me mate!
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Just to keep you happy 😊
My new outdoor kitchen and a typical backyard sunset .
No real work planned at the moment so you are safe to visit 🤣🤣
Fire pit will need to be substantially bigger for us vics to cook on
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Fire pit will need to be substantially bigger for us vics to cook on
good size to turn into a rotisserie for a pig or lamb :)
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good size to turn into a rotisserie for a pig or lamb :)
Got an Auspit rotisserie as a retirement gift from the guys at work. That's the plan
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Got an Auspit rotisserie as a retirement gift from the guys at work. That's the plan
:cup: :cup: :cup: :cup: 2 great minds :cup: :cup: :cup: :cup: :cup:
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Looks like your struggling. Very envious.
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Love the sunset, Noel ;D
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Very nice .. An option for you maybe https://www.youtube.com/watch?v=srWhBxJIgFM (https://www.youtube.com/watch?v=srWhBxJIgFM) 8)
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........Or new camper!