Author Topic: Finance broker - can assist on financing your camping dreams  (Read 4895 times)

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Offline prado2004

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Re: Finance broker - can assist on financing your camping dreams
« Reply #25 on: April 04, 2017, 10:34:11 AM »
Quite a few emails this week from swaggers about finance.

In a nut shell guys i can finance campers new and old and from a dealer or private. Totally depends on what you are trying to finance and as I finance commercial and home loans i can potentially refinance your house and save you money and get some cash out to buy a camper.

Alternatively i can lend with the camper securing the loan. Most of the major banks have quite sharp rates for new campers up to 1 year old, then 2 to 5 years old they add roughly 2% on top and 5+ years old the rates go to near personal loan rates.

Some more specialist equipment finance lenders have sharp rates as long as the camper is less than 12 years old by the end of the term. So if you want to buy a private 7 year old camper i can finance it over a 5 year term as good rates. It depends on the amount but on $20k+ finance you are looking in the 7% range which is sharp for an older camper. Happy to run scenarios by anyone, get in touch.

Happy swagging!
2012 4dr JK wrangler, 3.5" AEV lift, AEV mags, 35" muddies, front/rear arb bars, tjm sliders, pioneer platform and some other goodies
http://www.myswag.org/index.php?topic=47825.0

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Offline outwest64

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Re: Finance broker - can assist on financing your camping dreams
« Reply #26 on: April 04, 2017, 08:25:14 PM »
Not a camper but looking at a new skid steer, if i put down a 20% deposit on a 68k machine wit CAT they will finance the remainder over 4 years for 2.99%. Do you do deals like that as well?
Cheers
'Droughtmasters' Australia's own, eat more beef and be happy ;)

Offline prado2004

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Re: Finance broker - can assist on financing your camping dreams
« Reply #27 on: April 06, 2017, 12:42:21 PM »
Not a camper but looking at a new skid steer, if i put down a 20% deposit on a 68k machine wit CAT they will finance the remainder over 4 years for 2.99%. Do you do deals like that as well?
Cheers

Hey Outwest, To be honest none of the banks are that cheap and if thats the true rate its nothing i can help with. If you want to send me an email with the details including if you do or dont have a balloon payment i can tell you what I can do. A lot of the time dealers advise clients of cheap rates like toyota advertising 1-2% etc but they jack the fees up and in the terms and conditions after for example two years into the term they jack the rate up so with equipment finance its best to compare with repayments not rates. a lot iof the time i get cheaper repayments than the dealers even when they advertise lower interest rates which people cannot fathom.

Happy to do a little research for you, my email is brentonpavey@crediflex.com.

I do a lot of farming finance including cotton machines, bobcats, earthmoving and semi trailer gear.

all the best

Brenton
2012 4dr JK wrangler, 3.5" AEV lift, AEV mags, 35" muddies, front/rear arb bars, tjm sliders, pioneer platform and some other goodies
http://www.myswag.org/index.php?topic=47825.0

Custom Camper with solar, gas hot water & fully self sufficient 
http://www.myswag.org/index.php?topic=35159.0

Offline outwest64

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Re: Finance broker - can assist on financing your camping dreams
« Reply #28 on: April 06, 2017, 03:28:23 PM »
Hey Outwest, To be honest none of the banks are that cheap and if thats the true rate its nothing i can help with. If you want to send me an email with the details including if you do or dont have a balloon payment i can tell you what I can do. A lot of the time dealers advise clients of cheap rates like toyota advertising 1-2% etc but they jack the fees up and in the terms and conditions after for example two years into the term they jack the rate up so with equipment finance its best to compare with repayments not rates. a lot iof the time i get cheaper repayments than the dealers even when they advertise lower interest rates which people cannot fathom.

Happy to do a little research for you, my email is brentonpavey@crediflex.com.

I do a lot of farming finance including cotton machines, bobcats, earthmoving and semi trailer gear.

all the best

Brenton
Thanks Brenton.
I will email you the finance quote i get from Hastings Deering, I haven't got a written quote for the skid steer yet from the salesman, expecting it any minute.
Cheers Mark. 
'Droughtmasters' Australia's own, eat more beef and be happy ;)

Offline prado2004

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Re: Finance broker - can assist on financing your camping dreams
« Reply #29 on: April 06, 2017, 03:47:26 PM »
Thanks Brenton.
I will email you the finance quote i get from Hastings Deering, I haven't got a written quote for the skid steer yet from the salesman, expecting it any minute.
Cheers Mark.

No problems Mark. we are an honest family owned business if its a good quote I will let you know  :cheers:
2012 4dr JK wrangler, 3.5" AEV lift, AEV mags, 35" muddies, front/rear arb bars, tjm sliders, pioneer platform and some other goodies
http://www.myswag.org/index.php?topic=47825.0

Custom Camper with solar, gas hot water & fully self sufficient 
http://www.myswag.org/index.php?topic=35159.0

Offline outwest64

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Re: Finance broker - can assist on financing your camping dreams
« Reply #30 on: April 07, 2017, 11:03:03 AM »
I would like to thank Brenton for trying his best :cheers:, sometimes big manufactures will give out rates that no lending institution can beat. 
'Droughtmasters' Australia's own, eat more beef and be happy ;)

Offline prado2004

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Re: Finance broker - can assist on financing your camping dreams
« Reply #31 on: April 07, 2017, 11:09:14 AM »
I would like to thank Brenton for trying his best :cheers:, sometimes big manufactures will give out rates that no lending institution can beat.

All good Mark, it was a good rate from CAT, sometimes they just can't be beaten so glad I could tell you quickly that you were onto a winner. All the best mate.
2012 4dr JK wrangler, 3.5" AEV lift, AEV mags, 35" muddies, front/rear arb bars, tjm sliders, pioneer platform and some other goodies
http://www.myswag.org/index.php?topic=47825.0

Custom Camper with solar, gas hot water & fully self sufficient 
http://www.myswag.org/index.php?topic=35159.0

Offline prado2004

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Re: Finance broker - can assist on financing your camping dreams
« Reply #32 on: April 07, 2017, 11:12:29 AM »
On a positive note have just got finance approved within 6 hours for a fellow swagger for a Lifestyle AT12NB  :cheers: I am jealous I absolutely love those hybrid campers!

2012 4dr JK wrangler, 3.5" AEV lift, AEV mags, 35" muddies, front/rear arb bars, tjm sliders, pioneer platform and some other goodies
http://www.myswag.org/index.php?topic=47825.0

Custom Camper with solar, gas hot water & fully self sufficient 
http://www.myswag.org/index.php?topic=35159.0

Offline rags

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Re: Finance broker - can assist on financing your camping dreams
« Reply #33 on: April 18, 2017, 06:53:53 PM »
On a positive note have just got finance approved within 6 hours for a fellow swagger for a Lifestyle AT12NB  :cheers: I am jealous I absolutely love those hybrid campers!

Mate you don't need to be jealous as you have the Outback 12 footer for less than half the money,

Offline Jules456

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Re: Finance broker - can assist on financing your camping dreams
« Reply #34 on: April 18, 2017, 08:04:49 PM »
On a positive note have just got finance approved within 6 hours for a fellow swagger for a Lifestyle AT12NB  :cheers: I am jealous I absolutely love those hybrid campers!

Thank you Brenton for all your help in organising finance for the new camper.  You made the process very easy for us, which is just what we needed :-)

Now to collect on Thursday!!



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Offline GanG

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Re: Finance broker - can assist on financing your camping dreams
« Reply #35 on: April 18, 2017, 09:40:03 PM »
How about motor bikes, can you do motor bikes :) Not sure I want the answer to this it might get me in trouble   :angel:
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Offline prado2004

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Re: Finance broker - can assist on financing your camping dreams
« Reply #36 on: April 19, 2017, 08:54:00 AM »
How about motor bikes, can you do motor bikes :) Not sure I want the answer to this it might get me in trouble   :angel:

Hi GanG,

Yes I can finance bikes as well. i dont want you to be out on the street though if the Mrs GanG boots you out! feel free to PM me some info on the bike and happy to advise the options. Brenton
2012 4dr JK wrangler, 3.5" AEV lift, AEV mags, 35" muddies, front/rear arb bars, tjm sliders, pioneer platform and some other goodies
http://www.myswag.org/index.php?topic=47825.0

Custom Camper with solar, gas hot water & fully self sufficient 
http://www.myswag.org/index.php?topic=35159.0

Offline prado2004

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Re: Finance broker - can assist on financing your camping dreams
« Reply #37 on: April 19, 2017, 08:54:54 AM »
Mate you don't need to be jealous as you have the Outback 12 footer for less than half the money,

Always jealous of the nice rigs on here rags! well not jealous, more happy for them is the right way to say it. hope you are well mate.
2012 4dr JK wrangler, 3.5" AEV lift, AEV mags, 35" muddies, front/rear arb bars, tjm sliders, pioneer platform and some other goodies
http://www.myswag.org/index.php?topic=47825.0

Custom Camper with solar, gas hot water & fully self sufficient 
http://www.myswag.org/index.php?topic=35159.0

Offline prado2004

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Re: Finance broker - can assist on financing your camping dreams
« Reply #38 on: April 19, 2017, 08:55:51 AM »
Thank you Brenton for all your help in organising finance for the new camper.  You made the process very easy for us, which is just what we needed :-)

Now to collect on Thursday!!



Sent from my iPhone using Tapatalk

Thanks Jules, you were a pleasure to deal with and I am glad I could help you with your new Lifestyle AT12NB! Enjoy your big lap, if you ever have any questions I am only a phone call or an email away. All the best!  :cheers:
2012 4dr JK wrangler, 3.5" AEV lift, AEV mags, 35" muddies, front/rear arb bars, tjm sliders, pioneer platform and some other goodies
http://www.myswag.org/index.php?topic=47825.0

Custom Camper with solar, gas hot water & fully self sufficient 
http://www.myswag.org/index.php?topic=35159.0

Offline prado2004

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Re: Finance broker - can assist on financing your camping dreams
« Reply #39 on: May 16, 2017, 09:26:23 AM »
Finance approved today for another swagger buying another Lifestyle. Sensing a trend.....  ;D

Happy Swaggin
2012 4dr JK wrangler, 3.5" AEV lift, AEV mags, 35" muddies, front/rear arb bars, tjm sliders, pioneer platform and some other goodies
http://www.myswag.org/index.php?topic=47825.0

Custom Camper with solar, gas hot water & fully self sufficient 
http://www.myswag.org/index.php?topic=35159.0

Offline prado2004

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Re: Finance broker - can assist on financing your camping dreams
« Reply #40 on: June 12, 2017, 01:31:56 PM »
All PM's have been replied to. Thanks for the on-going support.
2012 4dr JK wrangler, 3.5" AEV lift, AEV mags, 35" muddies, front/rear arb bars, tjm sliders, pioneer platform and some other goodies
http://www.myswag.org/index.php?topic=47825.0

Custom Camper with solar, gas hot water & fully self sufficient 
http://www.myswag.org/index.php?topic=35159.0

Offline rags

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Re: Finance broker - can assist on financing your camping dreams
« Reply #41 on: June 12, 2017, 05:57:47 PM »
Just been out at the Brisbane van show today, looking at the prices I would need your help to make it a reality, these hybrid vans are worth more than I spent building my 1st house.

Offline prado2004

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Re: Finance broker - can assist on financing your camping dreams
« Reply #42 on: June 19, 2017, 09:32:13 PM »
Just been out at the Brisbane van show today, looking at the prices I would need your help to make it a reality, these hybrid vans are worth more than I spent building my 1st house.

Hey Rags, how is things mate? Sorry I did not see this until now. Yes tell me about it, some companies are making very good coin out of campers these days. It is a whole new world out there in terms of price! Happy to chat mate, can offer advice regardless of whether you proceed or not.
2012 4dr JK wrangler, 3.5" AEV lift, AEV mags, 35" muddies, front/rear arb bars, tjm sliders, pioneer platform and some other goodies
http://www.myswag.org/index.php?topic=47825.0

Custom Camper with solar, gas hot water & fully self sufficient 
http://www.myswag.org/index.php?topic=35159.0